IBPS Exam Eligibility: PO, Clerk, Specialist and RRB Exam [2023]

Overview: Detailed IBPS eligibility criteria for PO/MT, Clerk, Specialist (SO) and RRB Cadre discussing age, education qualification (mark percentage), CIBIL, and relaxation applicable for candidates from reserved categories.
IBPS eligibility criteria

The minimum eligibility for taking the IBPS exam was just a pass in matriculation with 60 percentage marks when the recruitment began in 2011. Later, IBPS revised the eligibility conditions for PO, Clerk, RRB, and Specialist exams in 2013 and 2015. As of 2023, a bachelor’s degree is the standard qualification for anyone applying for IBPS recruitment. Regarding the upper and lower age limit, it is dynamic and affected by many factors, especially if relaxations are applicable. Are you planning to participate in IBPS Recruitment 2023? Find the latest IBPS eligibility requirements are explained below.

IBPS eligibility: Citizenship, CIBIL and other common requirements

Before heading to the IBPS website to apply online for any exam, we must review the detailed eligibility criteria for each category or cadre. Fortunately, certain IBPS eligibility requirements are universal and apply uniformly across PO, Clerk, SO, and RRB recruitments. An example of such shared criteria is Citizenship. Let’s examine these standard IBPS eligibility conditions first and then delve into the recruitment-specific criteria for each IBPS cadre.

IBPS eligibility- citizenship

Guidance on CIBIL Score

Apart from Citizenship, IBPS has recently introduced a new eligibility condition for IBPS selections starting from 2023 – a CIBIL score of at least 650 or above. Although credit history is not asked when submitting your application, the same will be verified if the candidate gets selected for any vacancy through IBPS exams and interviews. In essence, for any appointment, it’s necessary to have a CIBIL score above 650.

PWD candidates are eligible for IBPS recruitment

Candidates from the PWD category are eligible to apply for IBPS Exam and cliam reservations, as this vacancy is suitable for their selection. Kindly refer to PO, Clerk, SO and RRB notification for the type and degree of disabilities approved.

IBPS PO eligibility criteria 2023: age limit & education qualifications

Years ago, banks required a minimum of 60% marks in graduation to be eligible for appearing in their PO, Management Trainee or Assistant Manager exams. IBPS also included this requirement in their eligibility criteria for a few years, around 2011-2013. However, as of 2023, this requirement is obsolete. Anyone who has completed their degree course can now register for the IBPS PO exam if they are within a specific age limit. Take a look at the current IBPS PO eligibility criteria in the following table.

IBPS Eligibility PO/MT 2023-2024
Age Limit20-30 (As on 01-08-2023)
Educational qualificationDegree (As on 21-08-2023)

That means if you are born between 02-08-2023 & 01-08-2003, you are eligible to apply for IBPS PO XIII recruitment. Furthermore, candidates from the below-mentioned categories can claim cumulative relaxation on upper age-limit criteria.

IBPS PO eligibility - age limit relaxation

IBPS Clerk eligibility criteria 2023: age& education qualifications

For IBPS Clerk recruitment, the eligibility criteria have evolved from a Class 10 pass initially to now requiring a degree for application. Computer knowledge is another must-have qualification; however, it is sufficient if the candidate has studied a computer-related subject in their degree or +12 level. Local language proficiency is also a plus for IBPS Clerk. Coming to the age limit for IBPS clerks, the suggested one is 20-28, and compared to PO, the upper age limit is two years less.

IBPS EligibilityClerk 2023 (CRP Clerks XIII)
Age20-28 (As on 01-07-2023)
Educational qualificationDegree (As on 21-07-2023)
Computer Knowledge
Local language Proficiency.

Now let’s look at the age relaxation options for IBPS Clerk applicants. Unlike IBPS PO, widows and divorced women get relaxation in age-limit for IBPS Clerk.

IBPS Clerk upper age limit relaxation

As per IBPS, the relaxation mentioned in the eligibility document is cumulative. That means for a differently-abled candidate belonging to SC/SC community, cumulative relaxation, the upper age limit for applying for IBPS Clerk can be up to 5+10+28=43.

IBPS SO eligibility criteria 2023: age& education qualifications

A Specialist Officer (SO) also holds a managerial-grade position within Indian banks. Unlike POs and Clerks, they are not the officers you encounter at a bank branch on your daily visits. Instead, they operate in the backend, managing various specialised tasks that help the banks function. Depending on the specific sub-cadre of the SO, IBPS might require varying educational qualifications from candidates, including a degree or a degree with a specialisation in particular subjects as per the requirements of the banks.

IBPS Specialist Officer (SO) SPL XII 2023Age limit (As of 01-08-2023)Educational qualifications (As on 28-08-2023)
I.T. Officer
(Scale-I)
20-30a) 4 year Engineering/ Technology Degree in Computer
Science/ Computer Applications/ Information Technology/
Electronics/ Electronics & Telecommunications/ Electronics &
Communication/ Electronics & Instrumentation
OR
b) Post Graduate Degree in Electronics/ Electronics & Tele
Communication/ Electronics & Communication/ Electronics &
Instrumentation/ Computer Science/ Information Technology/
Computer Applications
OR
Graduate having passed DOEACC ‘B’ level
Agricultural
Field Officer
(Scale I)
20-304 year Degree (graduation) in Agriculture/ Horticulture/Animal
Husbandry/ Veterinary Science/ Dairy Science/ Fishery Science/
Pisciculture/ Agri. Marketing & Cooperation/ Co-operation &
Banking/ Agro-Forestry/Forestry/ Agricultural Biotechnology/
Food Science/ Agriculture Business Management/ Food
Technology/ Dairy Technology/ Agri
Rajbhasha
Adhikari (Scale I)
Post Graduate Degree in Hindi with English as a subject at the
degree (graduation) level OR
Post graduate degree in Sanskrit with English and Hindi as
subjects at the degree (graduation) level.
Law Officer
(Scale I)
20-30A Bachelor Degree in Law (LLB) and enrolled as an advocate
with Bar Council
HR/Personnel Officer
(Scale I)
20-30Graduate and Two Years Full time Post Graduate degree or Two
Years Full time Post Graduate diploma in Personnel
Management / Industrial Relations/ HR / HRD/ Social Work /
Labour Law.
Marketing
Officer (Scale I)
20-30Graduate and Two Years Full time MMS (Marketing)/ Two
Years Full time MBA (Marketing)/ Two Years Full time
PGDBA / PGDBM/ PGPM/ PGDM with specialisation in
Marketing

One thing to note here is that in the case of candidates having dual degrees, one of the subjects should be from the fields prescribed in the educational qualifications for that particular IBPS SO cadre. Candidates holding degrees with more than two specialisations are not eligible to apply for the IBPS specialist exam.

The age limit for IBPS SO is similar to that of IBPS PO, ranging from 20 to 30 years, and terms on relaxations are also exactly the same, as explained in the PO eligibility requirements given above.

IBPS RRB eligibility criteria 2023: age& education qualifications

Under IBPS RRB recruitment, the agency recruits candidates for PO, Clerk, SO, and other senior managerial positions through a single recruitment process for Regional Rural Banks (RRBs) in India. There are nearly four individual recruitments under IBPS RRB, out of which one is for Assistant or Clerk, and the other three are for Officer posts: Officer Scale I, II, and III. Eligible applicants can apply online for one of the Officer posts at a time. Additionally, if they wish, they can also register for the Clerk recruitment.

Unlike IBPS Clerk, PO, and SO, the minimum age to apply is 18 years. However, the educational requirement remains the same, which is a degree. Some of the IBPS RRB cadre positions require a professional degree and work experience. All the eligibility criteria for IBPS RRB are provided in the following table.

IBPS RRB eligibilityAge (As on 01-06-2023)Educational Qualifications and Experience
(As on 21-06-2023)
Office Assistant
(Multipurpose)
18-28Bachelor’s degree in any discipline from a recognised
University or its equivalent
(a) Proficiency in local language as prescribed by the
participating RRB/s*
(b) Desirable: Working knowledge of Computer.
Officer Scale-I
(Assistant Manager)
18-30Bachelor’s degree in any discipline from a recognised
University or its equivalent
Preference will be given to the candidates having degree in
Agriculture, Horticulture, Forestry, Animal Husbandry,
Veterinary Science, Agricultural Engineering, Pisciculture,
Agricultural Marketing and Cooperation, Information
Technology, Management, Law, Economics or
Accountancy;
Proficiency in local language as prescribed by the
participating RRBs.
Desirable: working knowledge of Computer
Officer Scale-II
General Banking
Officer
(Manager)
21-32Bachelor’s degree in any discipline from a recognised
University or its equivalent with a minimum of 50% marks
in aggregate. Preference will be given to the candidates
having degree in Banking, Finance, Marketing, Agriculture,Horticulture, Forestry, Animal Husbandry, Veterinary Science, Agricultural Engineering, Pisciculture, Agricultural
Marketing and Cooperation, Information Technology,
Management, Law, Economics and Accountancy.
Experience: Two years as an officer in a
Bank or Financial Institution.
Officer Scale-II
Specialist Officers
(Manager)
Information Technology Officer
” “Bachelor’s degree from a recognised University in Electronics / Communication / Computer Science /
Information Technology or its equivalent with a minimum of 50% marks in aggregate.
Desirable: Certificate in ASP, PHP, C++, Java, VB, VC, OCP etc.
Experience:One Year as a Chartered Accountant.
Officer Scale-II
Specialist Officers
(Manager)
Chartered Accountant
“”Certified Associate (CA) from Institute of Chartered
Accountants of India
Experience:
Officer Scale-II
Specialist Officers
(Manager)
Law Officer
“””Degree from a recognised University in Law or its
equivalent with a minimum of 50% marks in aggregate.
Experience:Two years as an advocate or
should have worked as Law Officer in Banks or
Financial Institutions for a period of not less than two
years
Officer Scale-II
Specialist Officers
(Manager)
Treasury Manager
“”Chartered Accountant or MBA in Finance from a recognised
university/ institution
Experience:One Year (in the relevant
field)
Officer Scale-II
Specialist Officers
(Manager)
Marketing Officer
“”MBA in Marketing from a recognised university
Experience:One Year (in the relevant
field)
Officer Scale-II
Specialist Officers
(Manager)
Agricultural Officer
“”Bachelor’s degree in Agriculture/ Horticulture/ Dairy/
Animal Husbandry/ Forestry/ Veterinary Science/
Agricultural Engineering/ Pisciculture from a recognised
university or its equivalent with a minimum of 50% marks in
aggregate
Experience:Two Years (in the relevant field)
Officer Scale-III
(Senior Manager)
21-40Bachelor’s degree in any discipline from a recognised
University or its equivalent with a minimum of 50% marks
in aggregate. Preference will be given to the candidates
having Degree/ Diploma in Banking, Finance, Marketing,
Agriculture, Horticulture, Forestry, Animal Husbandry,
Veterinary Science, Agricultural Engineering, Pisciculture,
Agricultural Marketing and Co-operation, Information
Technology, Management, Law, Economics and
Accountancy.
Experience:Minimum 5 years’ experience as an Officer in a
Bank or Financial Institutions

You might have noticed that some of the IBPS RRB cadres have a percentage requirement under educational qualifications, which is 50%. Apart from that, certain desirable qualifications are also given. Having these qualifications might help you during the examination and in passing interviews.

IBPS RRB eligibility- age limit

Please review the screenshot above for relaxation in the upper age limit applicable to candidates eligible for IBPS RRB Assistant and Scales I, II & III.

FAQs on IBPS eligibility requirements

How much percentage I need in graduation to be eligible for IBPS exam?

Although previously, IBPS had a percentage requirement of at least 60% marks to apply for IBPS PO and some IBPS RRB cadres, now it has been withdrawn. Hence, passing a degree course is enough to apply and appear for the IBPS exam in 2023.”

I have a few backlogs and supplementary papers. Am I eligible to participate in the IBPS selection process?

No issues. However, you have to clear all backlogs and get the result before the last date of online registration.

How to the get certificate formats for proving my eligibility under disability category and reservation?

IBPS notification includes the formats for eligibility certificates. Scroll down towards the end of the PDF file to find them.

I completed my degree course under distance education scheme. I’m I eligible for IBPS exam 2023?

All UGC approved universities are accepted for IBPS registrations. A list of UGC and IBPS recognised universities for distance education can be found here.

Anything else? Don’t hesitate to ask your doubts on IBPS eligibility in 2023, in the comment section below

14 Comments
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  1. HELLO EVERYONE. SOME OF MY FRIENDS WERE SAYING THAT I SHOULD HAVE AGGREGATE 60% IN GRADUATION THEN ONLY I CAN APPLY FOR BANK EXAMINATION. SO I WANT TO MAKE SURE THAT CAN I APPLY FOR BANK EXAMINATION. AFTER ALL, I HAVE SCORED AN AGGREGATE OF 59%.

    • Dear Mr. Mandal, as I said earlier, you don’t need 60 percentage in graduation to be eligible for IBPS recruitment. You’re much eligible for IBPS PO and Clerk exams in 2018 as you have 50 percent in degree. And BTW, please turn-off your caps lock key 🙂

  2. Sir I was a candidate of Directorate Of Distance Education(D.D.E).
    This college comes under Patna University. D.D.E is a distance college.
    My session is between 2015-18. But this college didn’t get registration at the end of 2016 for further new admissions.
    Is am eligible for ibps exam?

  3. Hi,
    Sir I completed my Bcom graduation and PG in MBA marketing, But not in regular it’s from distance mode. Am I eligible for the ibps po and so posts.
    Plz reply .

    • May I know from which university you got your degree? Candidates are eligible for IBPS exam if they complete educational requirement from UGC approved institutions. A list of approved universities is given above.

  4. Respected sir My name is Rajat Das,my qualifications are B. COM(2013 UNDER IGNOU),BISARAD IN HINDI (2006), PGDCA(2008 COMPUTER),WELDING (ITI 2009),BASIC CIVIL DEFENCE (2004)
    MY CASTE :SC, DOB:08:03:1984,how I apply

  5. My date of birth 31-7-1990 and OBC category can I able to apply clerck post

  6. How much is the Percentage required for IBPS EXAM

  7. Sir,
    I completed my degree (BSc.Game design and development) in distinct education (from Tamil Nadu). The certificate is provided under the Birmingham City university. Am I qualified to apply…?

  8. hello presently am pursuing my B.Tech (4th-1st semester) .can i apply for the exam?

  9. Is there any change in educational eligibility for ex-servicemen.wheather a graduate with any percentage can apply for ibps

  10. Dear Sir

    Good Morning

    Sir I am 32 year old so please suggest me i am eligible for IBPS exam for govt services please email me on my mail id i am eligible or not

  11. Hello
    Can an correspondence course
    Degree completed student can apply for ibps clerk exam

    Leave a reply

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